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Fact check: Is Obamacares deduction more than $ 7,000?



In a tweet he said that in many cases the deductions are over $ 7,000, making the coverage worthless or useless.

Facts First: It is true that some Obamacare plans have deductions of over $ 7,000 for a single person, and many family policies have even higher deductions. But it is possible to get lower deduction plans and more than half of Americans receive federal subsidies that reduce their burden when it comes to paying deductible and out-of-pocket costs.

One of the main criticisms of Obamacare has long been its expensive deductibles and prizes, especially for those who do not qualify for federal assistance.

The law sets a ceiling on how much consumers should spend on the health service. In 201

9, it's $ 7,900 for a single person and double that for a family. Some bronze plans point to their deductions for these levels.

The average deduction right for a 2019 bronze policy – which has higher deductions but lower premiums than other levels of Obamacare plans – is nearly $ 5,900, while the average maximum out-of-pocket limit is just under $ 7,000, according to Health Pocket, an online health insurance shopping tool. Family bronze plans have an average deduction of just under $ 12,200 and an average out-of-pocket maximum of nearly $ 14,000.

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Prior to Obamacare, some individual market plans had deductions of $ 10,000 or more, says Sabrina Corlette, professor at Georgetown University Institute for health policy.

"ACA was an improvement over many what was there before," she said. "But it could certainly be better."

Having said that, about 54% of those who signed up for 2019 plans are eligible for cost sharing support, which can greatly reduce their deductions and costs out of pocket. People who earn less than $ 30,350 and families of four make less than $ 62,750 eligible for this assistance.

The trump administration also plays a role in increasing how much people have to pay for care since the borders are set annually by the federal government. The capital in 2019 was 7% higher than the year before, the biggest increase since the law came into force in 2014.

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And Trump officials want to change the method by 2020, which would increase the outside pocket by 2.5% more than it would otherwise have, according to the Center for Budget and Policy Priorities, Linking Group.

This will cause the ceiling to rise to $ 8,200 for a single person, rather than $ 8,000 and to $ 16,400 for a family, rather than $ 16,000.


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