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Apple Card test expands to retailers



Earlier this month, Goldman Sach's CEO David Solomon said the Goldman employees tested the Apple Card prior to this summer's launch. Now Bloomberg reports that Apple has expanded the Apple Card test to all its retail employees.

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Apple retailers were reported on the extended Apple Card test through an internal message. Employees can apply for the Apple Card through their personal devices and are cited the same APR range as Apple announced in March: 13.24 percent to 24.24 percent. Top-level Apple employees have tested the Apple Card for several weeks.

Employees have access to the digital version of the Apple Card immediately after approval. Apple says employees should expect the physical card in the mail within two to three weeks. Employees test the Apple Card using the Wallet app on iOS 12.4, which is currently in beta testing.

Screens of the employee's beta of the Apple Card show that the trial versions of the card are fully functional and include the ability to receive daily cash back, pay bills, view an order of a physical card, and receive technical support via SMS. Users can also schedule payments, access their credit line, and manage associated bank accounts, among other tasks. Users will also be able to set the Apple card as their default payment method for Apple purchases.

Apple has dreamed that Apple Card will be available to consumers this summer along with the release of iOS 12.4. It will only be available in the United States. In terms of expansion outside the United States, Bloomberg says Apple "has discussed an enlargement to Europe with financial regulators." There is no timetable for such rollout at this time.

Are you planning to apply for the Apple Card when it is available to the public this summer? Let us know in the comments.

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